Self-EmployedHealth Solutions
Secure & private
Self-employed, 1099, families & individuals

Private coverage for generally healthy people who don’t qualify for a subsidy.

No subsidy does not mean no options. These plans are priced on your health instead of your income, so good health can earn you a lower rate and PPO networks. See your price in about a minute. Free to check, no pressure.

  • Marketplace plans and private plans, side by side
  • Private plans can start any month, not just January
  • Your request goes to one agent, never sold to call centers

Your quoteTakes about a minute. Let's start with your age.

Step 1 of 7Age

Where do you live?

Prices are set by ZIP code, and sometimes by county.

Licensed agents in 31 statesA-rated carriers
15%

Marketplace plans filed to go up a median 15% for 2027. If you are self-employed, there may be private options priced on your health, not your income.Median proposed 2027 increase. Source: KFF analysis of Marketplace rate filings.

How it works

Simple from start to finish.

Most quote sites sell your number to a dozen call centers. We built ours the other way around.

Step 1

Tell us about you

Tell us your state, who needs coverage and what matters most. You see an estimated price range right away.

Step 2

Meet your agent

Your request goes to one licensed agent in your state. They reach out at the time you pick, by call or text.

Step 3

Pick your plan

Your agent compares Marketplace and private plans with you, checks your doctors and prescriptions, and you decide.

What we compare

Every kind of plan a self-employed person can buy

The right fit depends on your income, your health and when you need coverage to start. We look at all of it.

Marketplace

ACA Marketplace plans

Priced on your household income. If your income is in range, tax credits can bring the monthly price down.

  • Covers pre-existing conditions
  • Open enrollment, or a special enrollment period
  • Bronze, Silver, Gold and Platinum
Popular with freelancers

Private health plans

Priced on your age and health, not your income. A good fit when you earn too much for Marketplace help.

  • Many can start any month of the year
  • National networks on many plans
  • Your agent explains what is and is not covered
Add-ons

Dental, vision and more

Fill the gaps around your main plan, or keep costs predictable while you build your business.

  • Dental and vision coverage
  • Accident and hospital plans
  • Life insurance for your family
Why self-employed people use us

You run the business. We handle the health plan.

Premiums can be a write-offMany self-employed people can deduct health insurance premiums. Ask your tax professional what applies to you.
No waiting for JanuaryLost a job plan, left COBRA or just went out on your own? Many private plans can start next month.
One person, start to finishThe same licensed agent quotes you, helps you apply and is there at renewal time.
Your info stays with your agentWe never sell your request to call centers or lead lists.
Watch

Health insurance that works with you, not against you

Short videos on how coverage works when you are your own boss.

Watch on FacebookYour reel plays here on the live site.
Where we are licensed

31 states and counting

Pick your state in the form and we will confirm right away.

Questions

Good to know before you start

Will a bunch of people call me after I fill this out?

No. Your request goes to one licensed agent in your state. They contact you at the time you pick, and nobody else does.

Is the price in the form my real price?

It is an estimate based on your state, ages and household. Your agent confirms the exact numbers with the insurance companies before you decide anything.

What is the difference between Marketplace and private plans?

Marketplace plans are priced on household income and can come with tax credits. Private plans are priced on age and health, and many can start any month. Your agent shows you both when both make sense.

Can I get coverage outside of open enrollment?

Often, yes. Many private plans accept applications all year, and some life changes, like losing job coverage or moving, open a special enrollment period for Marketplace plans.

Does it cost anything to work with an agent?

No. Agents are paid by the insurance company, so you pay the same price for a plan whether you use us or not.

Can I keep my doctors?

Yes, in most cases. Your agent checks your doctors and prescriptions against each plan's network and drug list with you before you choose.

See your price in about two minutes.

Free to check. No pressure.

See my price