Questions and answers.
Straight answers about plans, pricing and how working with an agent works.
See my priceFree to check. No pressure.Good to know before you start
Will a bunch of people call me after I fill this out?
No. Your request goes to one licensed agent in your state. They contact you at the time you pick, and nobody else does.
Is the price in the form my real price?
It is an estimate based on your state, ages and household. Your agent confirms the exact numbers with the insurance companies before you decide anything.
What is the difference between Marketplace and private plans?
Marketplace plans are priced on household income and can come with tax credits. Private plans are priced on age and health, and many can start any month. Your agent shows you both when both make sense.
Can I get coverage outside of open enrollment?
Often, yes. Many private plans accept applications all year, and some life changes, like losing job coverage or moving, open a special enrollment period for Marketplace plans.
Does it cost anything to work with an agent?
No. Agents are paid by the insurance company, so you pay the same price for a plan whether you use us or not.
Can I keep my doctors?
Yes, in most cases. Your agent checks your doctors and prescriptions against each plan's network and drug list with you before you choose.