Private health insurance in Michigan.
For individuals, families and the self-employed. One licensed agent in Michigan compares private PPO plans and Marketplace plans with you. See your price in about a minute.
See my priceFree to check. No pressure.Buying your own coverage in Michigan
Freelancers, contractors, gig workers and small business owners in Michigan buy health insurance on their own. There is no HR department picking a plan, so the choice, and the price, land on you.
That is what we help with. You tell us a few things about your household, and one licensed agent in Michigan shows you what is actually available to you.
Your two main options in Michigan
Marketplace plans
Priced on your household income. If your income is in range, tax credits can bring the monthly price down. Enrollment is during open enrollment or a special enrollment period.
Private PPO plans
Priced on your age and health, not your income. Often a good fit when you earn too much for Marketplace help. Many plans can start any month of the year.
Your agent can show you both side by side, so you can compare the price and the coverage before you decide anything.
See your price in about a minute.
One licensed Michigan agent. Free to check. No pressure.
Need to switch or start coverage soon?
Lost a job plan, left COBRA or just went out on your own? You don’t have to wait for open enrollment. Many private plans accept applications all year, and some life changes open a special enrollment period for Marketplace plans.
Is a private plan a good match?
- Self-employed people and 1099 workers paying full price for coverage
- Families and individuals who earn too much for a subsidy
- Generally healthy people who want a PPO network
- Anyone who needs to switch or start coverage soon
When the Marketplace is the better call
If your income qualifies you for a large tax credit, or you have ongoing health conditions, a Marketplace plan is often the better fit. Your agent will tell you that plainly. Checking costs nothing.
How it works
Tell us about you
A few quick questions about your household. About a minute.
Meet your agent
Your request goes to one licensed agent in Michigan, not a dozen call centers.
Pick your plan
Your agent checks your doctors and prescriptions, and you decide.
Questions about coverage in Michigan
Is your agent licensed in Michigan?
Yes. Your request goes only to an agent licensed to sell health insurance in Michigan.
Will a bunch of people call me?
No. One licensed agent reaches out at the time you pick, and nobody else does.
Does it cost anything to work with an agent?
No. Checking your options is free, and there is no pressure to buy.
Are you the government Marketplace?
No. We are a private team of licensed agents. We can still help you compare Marketplace plans.